Pharmacare in Canada

Helping those who need it, while protecting what already works.

Canada’s life and health insurers believe all Canadians should have access to the prescription drugs they’ve been prescribed. Today, more than 27 million Canadians already have drug coverage through workplace benefit plans. These plans are valued by employees and often provide broader coverage than government programs. The real challenge is that a smaller group of Canadians still lack access. That’s where government support should be focused.

Why it matters

Smart use of tax dollars

Ottawa should direct resources to those without coverage, not pay again for services most Canadians already have.

Protecting benefits 
people value

78% of Canadians say workplace benefits make it easier and more affordable to get care. Replacing them risks disruption.

More comprehensive coverage

Private plans typically cover far more drugs than public plans.

The right path forward

The best way to expand access is through partnership. Insurers will continue to provide comprehensive workplace coverage, while government can focus new investments on Canadians without coverage. By working together, we can close the gaps and ensure stronger, more sustainable coverage for all.